*{box-sizing:border-box}body{margin:0;font-family:-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:#1f2a37;background:#f6f8fb;line-height:1.55;font-size:18px}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}header{background:#0f3b5f;color:#fff;padding:14px 0}header .wrap{display:flex;justify-content:space-between;align-items:center}.brand{font-weight:700;letter-spacing:.3px}.lic{font-size:14px;opacity:.85}
.draft{background:#fff4ce;color:#6b4e00;text-align:center;font-size:14px;padding:6px}
.hero{display:grid;grid-template-columns:1.1fr .9fr;gap:36px;padding:40px 0}.pre{color:#0f6b5f;font-weight:600;font-size:15px;text-transform:uppercase;letter-spacing:.5px}
h1{font-size:40px;line-height:1.15;margin:8px 0 14px;color:#0f3b5f}h2{color:#0f3b5f}.sub{font-size:20px;color:#3d4b5c}
ul.check{padding:0;list-style:none}ul.check li{padding-left:30px;position:relative;margin:8px 0}ul.check li:before{content:"✓";position:absolute;left:0;color:#0f6b5f;font-weight:700}
.card{background:#fff;border-radius:14px;box-shadow:0 6px 24px rgba(15,59,95,.12);padding:26px}
.steps{display:flex;gap:6px;margin-bottom:16px}.steps span{flex:1;height:6px;border-radius:3px;background:#dde5ee}.steps span.on{background:#0f6b5f}
.q{font-weight:600;margin:14px 0 8px}.opts label{display:block;border:1px solid #cfd8e3;border-radius:10px;padding:11px 14px;margin:7px 0;cursor:pointer;font-size:17px}.opts input{margin-right:10px}.opts label:has(input:checked){border-color:#0f6b5f;background:#eaf6f3}
select,input[type=text],input[type=email],input[type=tel]{width:100%;padding:12px;border:1px solid #cfd8e3;border-radius:10px;font-size:17px;margin-bottom:10px}
.btn{display:inline-block;background:#e07a1f;color:#fff;border:0;border-radius:10px;padding:15px 22px;font-size:18px;font-weight:700;cursor:pointer;width:100%;text-decoration:none;text-align:center}.btn.sec{background:#fff;color:#0f3b5f;border:1px solid #0f3b5f;width:auto}
.row{display:flex;gap:10px}.row>*{flex:1}.micro{font-size:14px;color:#5b6878}.consent{font-size:13.5px;color:#3d4b5c;display:flex;gap:10px;margin:10px 0;align-items:flex-start}.consent input{margin-top:4px;flex:none}
.err{color:#b42318;font-size:14px;min-height:18px}.hide{display:none}.about{display:grid;grid-template-columns:120px 1fr;gap:20px;align-items:center;padding:30px 0}.avatar{width:120px;height:120px;border-radius:50%;background:#cfd8e3;display:flex;align-items:center;justify-content:center;color:#5b6878;font-size:13px;text-align:center}
.disc{font-size:14px;color:#3d4b5c;background:#fff;border-radius:12px;padding:20px;margin:24px 0}footer{background:#0f3b5f;color:#d6e0ea;font-size:14px;padding:22px 0;margin-top:30px}footer a{color:#fff}
.narrow{max-width:760px}.cal{background:#fff;border:2px dashed #9fb2c6;border-radius:12px;min-height:420px;display:flex;align-items:center;justify-content:center;text-align:center;color:#5b6878;padding:20px}
@media(max-width:820px){.hero{grid-template-columns:1fr;padding:24px 0}h1{font-size:30px}.sub{font-size:18px}.about{grid-template-columns:1fr}.lic{font-size:13px}}
.contactbar{background:#eef3f8;border-bottom:1px solid #d6e0ea;font-size:16px}
.contactbar .wrap{display:flex;align-items:center;justify-content:space-between;gap:10px;flex-wrap:wrap;padding-top:8px;padding-bottom:8px}
.cb-q{font-weight:600;color:#1f3a5f}
.cb-btns{display:flex;gap:10px;flex-wrap:wrap}
.cbtn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:8px 16px;border:2px solid #1f3a5f;border-radius:8px;background:#fff;color:#1f3a5f;font-weight:700;text-decoration:none;white-space:nowrap}
.cbtn:hover,.cbtn:focus{background:#1f3a5f;color:#fff}
.about-btns{margin:8px 0 12px}
.cbtn.big{min-height:52px;font-size:18px}
@media (max-width:640px){.contactbar .wrap{flex-direction:column;align-items:stretch;text-align:center}.cb-btns{flex-direction:column}.cbtn{width:100%;min-height:52px;font-size:18px;box-sizing:border-box}}
.wl{display:block;font-weight:600;margin:12px 0 6px;font-size:17px}.money{display:flex;align-items:center;gap:6px}.money span{font-size:18px;font-weight:700;color:#0f3b5f}.money input{margin-bottom:0}
.gap{background:#eaf6f3;border:1px solid #0f6b5f;border-radius:10px;padding:14px;margin:14px 0;font-size:18px}.gap strong{color:#0f6b5f;font-size:20px}
.ck{font-size:16.5px;color:#1f2d3d;border:1px solid #cfd8e3;border-radius:10px;padding:10px 12px}.ck input{width:22px;height:22px;margin-top:1px}.ck:has(input:checked){border-color:#0f6b5f;background:#eaf6f3}
@media (max-width:640px){#ws .row{flex-direction:column;gap:0}}